Before you make your investment, you need to decide how you would like your money to work for you.
You can choose to receive an income from your investment and have this paid into your nominated bank account, or you can choose to have any income your investment generates kept within your fund to add to your investment; this is known as accumulation.
If you don’t want to receive an income from your investments, you can choose accumulation shares. Funds with accumulation shares are shown with Accumulation after the fund name. Accumulation shares keep income within the fund rather than paying it out.
If you would prefer to receive an income from your investments, you can choose income shares when you invest. Funds with income shares are shown with Income after the fund name. With income shares the income could be paid monthly, quarterly, six monthly or annually depending on the fund and is always paid into your nominated bank account for your convenience.
When you’re deciding how to invest, it’s important to remember that the value of any fund’s assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested. Unfortunately we’re not able to give any financial advice. If you’re unsure about the suitability of an investment, please speak to a financial adviser.
Once you have decided whether or not you want to receive an income from your investments, be sure to choose the fund with the right risk and return profile for you. These are detailed below.
Ready to invest?
Choose either accumulation or income shares
Ready to invest?
Choose either accumulation or income shares
Ready to invest?
Choose either accumulation or income shares