If you're looking to invest, buy a financial product or plan for the longer term, whether or not you need financial advice will depend on a number of factors such as what product(s) you are looking for, your personal and financial circumstances and your goals.
However if you are unsure about the suitability of any financial product or service we strongly recommend you speak with a financial adviser.
The Money Advice Service also provides details on how to obtain financial advice on its website. They have also launched a free new online tool ‘Money Navigator’ which is designed to help people navigate their finances in the wake of COVID-19 and to avoid financial issues worsening in future.
If you buy an investment product or service based on financial advice and a recommendation, you should be directed to something that meets your individual needs and is suitable for your particular circumstances, appetite for risk and personal investment timeframe.
At M&G, we're not authorised by the Financial Conduct Authority to give financial advice.