MyM&G aims to make investing straightforward and accessible. So when it comes to setting our charges, it’s only natural we’ve taken the same approach.
For more information on the financial terms used in this page, please consult the glossary.
You’ll only pay an ongoing charge plus a share of portfolio transaction costs (the costs incurred when funds buy and sell investments). The ongoing charge may vary from year to year, and is mostly, if not exclusively, the Annual Charge which may be discounted depending on the size of the fund. There are no extra charges or hidden costs, which means no service fees and no entry or exit charges on your investments. We might change our charges in the future.
To learn more about our charges and how we deliver value to investors in each of our UK-based funds, visit our Charges and Annual Value Assessment pages.
To see what you might be pay, in pounds and pence, for the M&G funds you are interested in, click on our charges calculator below. Please note that this tool should only be used as guidance and charges are subject to change.
We believe it's important that you understand our charges when you invest with us. As you can see from the table below, investing through myM&G could mean paying less in ongoing charges compared to the traditional M&G offline service. Plus, you can get access to these lower charges from just £1, rather than needing to invest a minimum of £500.
Even small reductions in charges can make a difference over time. For example, a 0.15% reduction on a £10,000 investment is £15 per year, which stays invested to help your money grow.
For details of the latest charges for each fund, you can view the table of our annual charges below. Alternatively, you can view the ongoing charges for all our funds in the fund selector.
Our approach is based on the idea of active fund management, which means we’re constantly looking for the best opportunities for your investments.
As a result, different funds have different levels of charges because of the varying investment approaches that they follow. But we believe that our actively managed funds, with all the added benefits of our hands-on style and investment expertise, have the potential to outperform passively managed funds.
The value of investments will fluctuate, which will cause prices to fall as well as rise and you may not get back the original amount you invested. We are unable to give financial advice. If you are unsure about the suitability of your investment, speak to your financial adviser. The views expressed here should not be taken as a recommendation, advice or forecast.