We manage people’s money, and we also make investments of our own. This means we have the influence to drive changes on a bigger scale, to work towards a more positive future for everyone.
Our planet is constantly changing, driven by both environmental and societal revolution and evolution. The global impact of COVID-19 has demonstrated how quickly our own world can be reshaped. We’re on this journey together but the force behind real change is you.
We all want to create a brighter future for the next generation. At M&G it is our mission to support our customers’ investment goals by aiming to generate sustainable returns over the long term. We also recognise that many of our customers are looking for their investments to offer more than just the potential for financial returns - the opportunity to make a difference to the planet too.
At M&G, we believe it’s the longer-term financial decisions, as well as the day-to-day choices we make, that have the potential to create a brighter future for us all. And while we offer a range of over 45 funds, each with their own individual aims and objectives, a number of our funds can help meet this need, and aim to achieve something better for the environment and society, one investment at a time.
The M&G Positive Impact Fund invests in companies that aim to make a positive impact by addressing a range of societal and environmental issues the world is facing, while giving equal importance to healthy, long-term financial returns.
The M&G Sustainable Multi Asset Fund screens most of its potential holdings to help ensure its investments do no harm to society or the environment. This is known as Environmental, Social and Governance (ESG) screening. A core, long-term portion of the fund is also invested to help make a positive impact on the planet and offer investors the potential for something more than just financial returns.
First we need to dispel a few myths that could be holding investors back from putting their money to better work for themselves, society and the planet.
The value of a fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.
The terms impact and sustainability are widely used across the investment industry to talk about investing responsibly. But what do they actually mean?
Impact investing explicitly targets investments that deliver positive, measurable and material change for society or the environment with the potential to generate financial returns.
Sustainable investment to us, means investing in companies which have the explicit intention of addressing a range of societal and environmental issues that the world is facing while aiming for long-term financial returns. We frame them using the United Nation’s Sustainable Development Goals (SDG) – a universal call to action to end poverty and protect the planet.
M&G offer a wide range of funds, covering all the main asset classes.
Here we have broken down a number of terms to help you with your responsible investment decisions. Please take a look at our glossary to help you with any terms you are not familiar with.