The M&G Episode Multi Asset range of actively managed funds is here to make investing simple and straightforward, whether you're an experienced investor or dipping your toe in the water for the first time.
We do all the hard work for you − our expert fund managers research the markets carefully before deciding exactly how and where to invest. So, once you've worked out your investment goals, it couldn't be simpler to choose an option from our range of funds.
When you're deciding how to invest, it's important to remember that the value of investments does go up and down. So how much your investments are worth will fluctuate over time, and you may not get back the original amount you invested.
For more details, just click on the tabs below.
Click here to view our full fund rangeIf you're looking for the potential of regular income and the opportunity to grow your money at the same time, our M&G Episode Income Fund could help you reach your goals.
Find out moreCash investments include any money that you keep in bank accounts, and may be able to help you achieve your short-term financial goals.
At M&G we don't offer a Cash ISA or any cash funds, so if you wish to invest in cash you will need to consider alternative ways to invest in this asset class.
It's generally agreed that the purpose of investing is to create wealth to let you do what you want in the future. Maybe that's retiring comfortably, taking the holiday of a lifetime, or putting your children through university.
When you're investing, it's important to understand your investment goals as well as the level of risk you're happy to take on. Knowing all this will help you decide what you want to do with your money, and how you want to invest it.
Most investing involves at least some level of risk, so spreading your investments across several asset classes (otherwise known as 'diversification') can help to reduce the effects of sudden market fluctuations on your portfolio. Find out more about risk
You may also find it helpful to know that it's a good rule of thumb to have three months of income easily available to fall back on in case of unexpected bills or other unforeseen circumstances (that's why investing isn't right for everyone all of the time). If you are very risk adverse in general, there are a number of other options available, including the National Savings and Investments (NS&I).
Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser.
If you decide that you do want to invest, we offer a straightforward range of 'ready-to-go funds' − diversified across different asset classes, and actively managed to help our clients make the most of their investments. You can also build your own myM&G portfolio from our full fund range if you prefer.
From our M&G Episode Fund range, this fund is designed to have the lowest level of risk. We look to manage risk by investing in assets that tend to have smaller fluctuations in prices over time – as well as by being flexible and moving to different asset classes when necessary, and typically investing in less equities than other funds in the range.
The M&G Episode Defensive Fund aims to provide income as well as grow your capital over rolling periods of three to five years. There is no guarantee that the fund will achieve a positive return over any period and investors may not recoup the original amount they invested. This fund may appeal to more cautious investors who nonetheless are prepared to tolerate a lower level of risk in this M&G Episode fund when compared to the other funds in the M&G Episode range.
When you're deciding how to invest, it's important to remember that the value of investments and the income from them does go up and down. So how much your investments are worth will fluctuate over time, and you may not get back the original amount you invested.
Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser.
The fund may invest more than 35% in securities issued by any one or more of the governments listed in the fund prospectus. Such exposure may be combined with the use of derivatives in pursuit of the fund objective. It is currently envisaged that the fund's exposure to such securities may exceed 35% in the governments of Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Italy, Japan, Netherlands, New Zealand, Singapore, Sweden, Switzerland, UK, USA although these may vary subject only to those listed in the prospectus.
This fund is designed to have a medium level of risk within our M&G Episode Fund range. We aim to achieve this by spreading your investments across a range of different asset classes – typically holding between 20-60% in equities, 30-75% in fixed income, and up to 20% in shares of property companies and convertible bonds.
The M&G Episode Allocation Fund aims to increase your capital and provide income growth over the long term, ie time periods of five years or more. We look to achieve this goal with smaller fluctuations in returns on average than you’d generally get with equities.
When you're deciding how to invest, it's important to remember that the value of investments and the income from them does go up and down. So how much your investments are worth will fluctuate over time, and you may not get back the original amount you invested.
Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser.
The fund may invest more than 35% in securities issued by any one or more of the governments listed in the fund prospectus. Such exposure may be combined with the use of derivatives in pursuit of the fund objective. It is currently envisaged that the fund's exposure to such securities may exceed 35% in the governments of Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Italy, Japan, Netherlands, New Zealand, Singapore, Sweden, Switzerland, UK, USA although these may vary subject only to those listed in the prospectus.
This fund is the most adventurous. So it may appeal to investors who are willing to accept more risk in this M&G Episode fund when compared to the rest of the M&G Episode range.
The M&G Episode Growth Fund has the flexibility to move between different types of assets, depending on the risks and opportunities that may present themselves. This means our expert fund managers are free to track down the best combinations of assets to provide you with income as well as capital growth. The fund typically holds 40-85% in equities, 15-50% in fixed income and up to 10% in property company shares and convertible bonds.
The spread of assets should result in the fund experiencing smaller fluctuations in returns on average than you’d generally get with equities from around the world.
When you're deciding how to invest, it's important to remember that the value of investments do go up and down.So how much your investments are worth will fluctuate over time, and you may not get back the original amount you invested.
Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser.
The fund may invest more than 35% in securities issued by any one or more of the governments listed in the fund prospectus. Such exposure may be combined with the use of derivatives in pursuit of the fund objective. It is currently envisaged that the fund's exposure to such securities may exceed 35% in the governments of Australia, Austria, Belgium, Canada, Denmark, Finland, France, Germany, Italy, Japan, Netherlands, New Zealand, Singapore, Sweden, Switzerland, UK, USA although these may vary subject only to those listed in the prospectus.