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Choose the right investment for you

Next steps…choose the investment that’s right for you


Before you make your investment, you need to decide how you would like your money to work for you.

You can choose to receive an income from your investment and have this paid into your nominated bank account, or you can choose to have any income your investment generates kept within your fund to add to your investment; this is known as accumulation.

General Investment Account

Accumulation shares (Acc)

If you don’t want to receive an income from your investments, you can choose accumulation shares. Funds with accumulation shares are shown with Accumulation after the fund name. Accumulation shares keep income within the fund rather than paying it out.

Hand money icon

Income shares (Inc)

If you would prefer to receive an income from your investments, you can choose income shares when you invest. Funds with income shares are shown with Income after the fund name. With income shares the income could be paid monthly, quarterly, six monthly or annually depending on the fund and is always paid into your nominated bank account for your convenience.


When you’re deciding how to invest, it’s important to remember that the value of any fund’s assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested. Unfortunately we’re not able to give any financial advice. If you’re unsure about the suitability of an investment, please speak to a financial adviser.


M&G Better Health
Solutions Fund

Ready to invest?

Choose either accumulation or income shares

Accumulation shares

Income shares

M&G Climate
Solutions Fund

Ready to invest?

Choose either accumulation or income shares

Accumulation shares

Income shares

M&G Positive
Impact Fund

Ready to invest?

Choose either accumulation or income shares

Accumulation shares

Income shares