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Multi-asset funds

Multi-asset funds

M&G's range of multi-asset funds helps make investing simple and straightforward, whether you're an experienced investor or dipping your toe in the water for the first time.

We do all the hard work for you – our expert fund managers research the markets carefully before deciding exactly how and where to invest. So, once you've worked out your investment goals, it couldn't be simpler to choose an option from our range of funds.

When you're deciding how to invest, it's important to remember that the value of investments does go up and down, so how much your investments are worth will fluctuate over time. You may not get back the original amount you invested and there is no guarantee the funds' objectives will be achieved.

Use the tabs below to find out more about each of the funds featured

Alternatively, you can view our full fund range


The fund targets a combined income and capital growth of at least three-month GBP LIBOR plus 4% a year over any three-year period, before any charges and in any market condition. Three-month GBP LIBOR is the rate at which banks borrow money from each other.

The fund aims to achieve this while seeking to minimise the degree to which the value of the fund fluctuates over time, and also seeking to limit monthly losses. Managing the fund in this way reduces its ability to achieve returns significantly above three-month LIBOR plus 4%.

The fund has a highly flexible investment approach with the freedom to invest in different types of investment assets from anywhere in the world. The fund will mostly gain exposure to these assets by investing through derivatives, and by investing directly.

The fund manager’s approach combines in-depth research to determine the value of assets over the medium to long term, together with analysis of market reactions to events, to identify investment opportunities.

When you're deciding how to invest, it's important to remember that the value of investments does go up and down, so how much your investments are worth will fluctuate over time. You may not get back the original amount you invested and there is no guarantee the fund's objective will be achieved.

Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser. Please note - the fund allows for the extensive use of derivatives .


Find out more about income and accumulation shares

The fund targets combined income and capital growth of at least 5% a year above the three-month GBP LIBOR, before any charges are taken, over any five-year period. LIBOR is the rate at which banks borrow money from each other.

The fund has a very flexible investment approach, with the freedom to invest in different types of assets. The approach combines in-depth research to determine the value of assets over the medium to long term, with analysis of investors’ emotional reaction to events to identify investment opportunities.

The fund gains access to assets directly and indirectly through derivatives. There is no guarantee that the fund will achieve a positive return over any period.

When you're deciding how to invest, it's important to remember that the value of investments does go up and down, so how much your investments are worth will fluctuate over time. You may not get back the original amount you invested and there is no guarantee the fund's objective will be achieved.

Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser. Please note - the fund allows for the extensive use of derivatives.


Find out more about income and accumulation shares

The fund aims to deliver combined income and capital growth, net of the Ongoing Charge Figure, that is higher than that of an index made up of two thirds global company shares (as measured by the MSCI ACWI Index) and one third global bonds (as measured by the Bloomberg Barclays Global Aggregate Index) over any five-year period.

The fund has a very flexible investment approach, with the freedom to invest in different types of assets. The approach combines in-depth research to determine the value of assets over the medium to long term, with analysis of investors’ emotional reaction to events to identify investment opportunities.

The fund gains access to assets directly and indirectly through other funds or derivatives.

When you're deciding how to invest, it's important to remember that the value of investments does go up and down, so how much your investments are worth will fluctuate over time. You may not get back the original amount you invested and there is no guarantee the fund's objective will be achieved.

Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser. Please note - the fund allows for the extensive use of derivatives.


Find out more about income and accumulation shares

The fund has two aims: to generate a growing level of income over any three-year period by investing in a mix of assets from anywhere in the world; and to provide capital growth of 2-4% on average each year over any three-year period. There is no guarantee that the fund will achieve its objective over this, or any other, period.

The fund invests in a range of income-generating assets from around the world, including company shares, bonds, currencies and property (only through other funds). Exposure to these assets is gained through physical holdings and the use of derivatives. The holdings in different asset classes will be adjusted regularly according to where the fund manager sees the most value and to manage risks.

When you're deciding how to invest, it's important to remember that the value of investments does go up and down, so how much your investments are worth will fluctuate over time. You may not get back the original amount you invested and there is no guarantee the fund's objective will be achieved.

Unfortunately we're not able to give any financial advice. If you're at all unsure about the suitability of your investment, please speak to a financial adviser.Please note - the fund allows for the extensive use of derivatives.

Find out more about income and accumulation shares