If you’re waiting for the right time to invest or are unsure about which funds to invest in, then you can hold your money in our Cash Park. This allows you to temporarily (as a guide, no longer than six months) hold cash in a an ISA or a Junior ISA until you’re ready to make a decision on where you want to invest.
You might chose to temporarily hold your cash in Cash Park if you want to:
Your money won't earn you any interest whilst it is deposited in the Cash Park so it should only be a temporary home whilst you decide which fund(s) to invest in. Once invested, it's important to remember that the value and income from the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested. If you have an Additional Permitted Subscription (APS) for your ISA, please contact us to invest using this allowance.