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Investment options


Investment options

Ways to invest

Maybe you want to save for your retirement, help fund your children through university, or just put something away for a rainy day?

Whatever your plans may be − and whether you're an experienced investor or you're just starting to invest for the first time − myM&G brings you lots of investment choice.

For financial advice on all of our products and services, we recommend that you speak to a financial adviser.

When you're deciding how to invest, it's important to remember that the value and income from the fund's assets will go down as well as up. This will cause the value of your investment to fall as well as rise and you may get back less than you originally invested.

Ways for you to invest


Individual Savings Account (ISA)

Nobody likes handing over money to the taxman, or not being able to withdraw cash from an investment if you need to pay an unexpected bill. So, if you want your savings to be tax-efficient and easily accessible, investing through an ISA could be one of your first ports of call. When you’re thinking about investing through an ISA, it’s important to remember that ISA tax rules may change in the future. The tax advantages of investing through an ISA will also depend on your personal circumstances.
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ISA



Junior ISA

Ways for you to invest for your children: Junior ISAs

If you're a parent or guardian who's planning for the future, a Junior ISA could be a great way of giving your children a helping hand. Read more


General Investment Account (GIA)

Once you've used up your yearly tax-efficient ISA allowance or if an ISA isn't right for your needs, a GIA with myM&G could help you to add to your investments in a simple and straightforward way. Read more


General Investment Account

New investment?


M&G's full fund range

We offer a wide range of funds, including multi-asset funds which provide a one-stop option for investing in multiple asset classes. To see everything M&G Investments has to offer, our fund selector tool has been designed to let you view our entire range in one place, together with handy filters to assist you with choosing the right fund(s) for you.

Find out more >

Existing investment?

If you've already made an investment with M&G (or with another provider) you can simply transfer or move your investment across to myM&G.


Transfer

Transfer your existing investments from other providers to M&G funds on myM&G.

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Move

As an existing M&G Investments customer, you can move your M&G investments over to myM&G to take advantage of all the great benefits myM&G offers.

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Cash Park


Cash Park – for Stocks & Shares ISAs and Junior ISAs

Our Cash Park helps you to protect your annual ISA allowance until you are ready to invest.

Find out more >

Different types of investments


Everybody has different goals for their money, so myM&G makes it simple and straightforward for you to choose the mixture of investments that's right for you.

Here's an introduction to the different types of investments, and how they're designed to achieve a wide range of objectives, depending on what you want your investments to achieve:


Equities

These are shares of ownership in a company. Well-managed companies tend to grow, so investing in equities can generate higher returns over the long term than simply leaving your money in a bank or building society account. Up to £85,000 of your money is secure in a bank or building society through the Financial Services Compensation Scheme, unlike stocks and shares or fixed interest investments which are less secure. Although, please remember that past performance is not a guide to future performance. Read more


Equities

Bonds

Bonds

Bonds can offer a more predictable income for your investments than riskier kinds of assets like equities. They can also add important diversification to your investment portfolio. Read more

Multi-asset

If you want to spread your investment risks, you could invest in a range of assets including equities, bonds, property and cash, all in one portfolio. Read more


multi-asset